Posts by Matthew Kunkelman

How Cash Sales Can Help Stop the Foreclosure Clock If you own a home in the Charleston tri-county area and your flood insurance, wind insurance, and homeowner’s insurance have collectively gone from $1,500 a year to $5,000, $7,000, or $10,000 a year over the past five years, this page is for you. Not for someone…

FEMA Risk Rating 2.0 and Your Charleston Home Value — What It Actually Means If your Charleston-area NFIP flood insurance premium has gone up sharply over the past three renewal cycles and you cannot find a clear explanation, the answer is FEMA’s Risk Rating 2.0. This federal pricing methodology was rolled out in phases between…

Selling a Home in Charleston Flood Zone AE — What Buyers Actually Pay If FEMA’s Flood Insurance Rate Map shows your Charleston-area home in Zone AE — or worse, Zone V or VE — selling traditionally is harder than it would be otherwise. Not impossible. But measurably harder, with a smaller qualified buyer pool, longer…

Selling an Inherited Charleston Home From Out of State — How It Actually Works You live in New Jersey, Pennsylvania, Ohio, Michigan, or somewhere else far from Charleston. Your parent retired to the Lowcountry fifteen years ago. Or your grandparent never left the family home in North Charleston that has been in the family for…

Multiple Heirs Inherited One Charleston Home — How to Sell Without a Family Fight Three siblings inherit the family home in North Charleston. One wants to sell immediately. One wants to keep the property as a rental. One has not returned a phone call in eight months and lives somewhere outside Atlanta. The mortgage was…

Sell Your Inherited House Fast in Charleston, SC — One Decision, Clean Exit If you have inherited a house in the Charleston tri-county area, this page is written for you. Not for the abstract concept of an heir, but for you specifically — the person who is grieving someone you love, sitting with a stack…

How Long Does Probate Take in South Carolina? The Real Charleston Tri-County Timeline Most heirs in the Charleston tri-county area have never been through probate before. The vocabulary alone is intimidating — informal proceedings, formal proceedings, Letters, personal representative, intestacy, devise, abatement, special administrator. The South Carolina Probate Code (Title 62) is more than 1,300…

Multiple Heirs Inherited One Charleston Home — How to Sell Without a Family Fight If your Charleston-area home has visible structural repairs from past storms, two or more flood claims on file with the National Flood Insurance Program, or a designation on the FEMA Severe Repetitive Loss list, traditional resale becomes substantially harder. The disclosure…

How Cash Sales Can Help Stop the Foreclosure Clock When you’re behind on your mortgage and time is running out, every day matters. The threat of foreclosure isn’t just stressful-it puts your home, equity, and financial future at risk. In Charleston, South Carolina, the foreclosure timeline can move fast, leaving little room for delays or…

What Happens If You Sell a House With Missed Mortgage Payments? Missed mortgage payments can happen fast. A sudden job loss, medical issue, or unexpected expenses can throw your finances off track. But when the missed payments stack up, you may start to wonder if it’s too late to sell. The truth? You can still…